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“Out of all the Realtors® we’ve worked with...you’re the BEST!
Marilyn Mahan, Robert HebertSouthport, Florida
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Margie Shipp, Consultant
Creative Memories believes in and teaches the importance of preserving the past, enriching the present, and inspiring hope for the future.
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Titles >Do You Really Need Title Insurance
When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.
It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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The Bill Fitzgerald Team
Keller Williams Success Realty
2110 West 23rd St, Suite A
Panama City, FL 32405
850-814-2814
Fax: 850-248-2814
BillFitzgerald@NUMBER1EXPERT.com
Bill Fitzgerald, after serving in the United States Air Force for 24 years, launched an exciting career in real estate and has over ten years of professional sales experience. As a highly trained Certified Residential Specialist (CRS) and after making many military moves himself, Bill understands completely the full range of emotions felt by buyers and sellers faced with one of the most challenging and complicated decisions of their lives…the purchase and sale of a home.   
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