|
All agents are NOT alike! Find out why we are top real estate experts. Call us: 850-814-2814.
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
Find Out More >
View All Offers >
|
how easy Bill made our experience
"Being first time home buyers, I cannot express enough how easy Bill made our experience.
Lisa StewartPanama City, Florida
Read Quote >
View All Quotes >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
The Bill Fitzgerald Team is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
Margie, Independent Shaklee Distributor
Where the best of science & nature come together. Here you'll find that everything you need for creating a healthier life is just a click away.
Find Out More >
View All Affiliates >
|
|
Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Let us do a quick "Comparative Market Analysis" for you, for free, and with no obligation. Also known as a CMA, this analysis compares your home to others that are currently on the market and to those that have recently sold. As top real estate agents, we determine the value of homes daily. Using the information you provide below, we can perform a quick market analysis, and give you a free estimate of what your home is worth in today's market. Remember, market conditions can be different, even one neighborhood to the next. We know how to take all these factors into account when determining the true market value of your home. This service is completely free and without obligation. There are absolutely no strings attached. Why? We want the chance to show you our expertise as top real estate agents. Please provide us with some basic information on your home. We'll get back to you quickly...
First Time Buyers >Affording A Home
Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.
As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.
Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.
|
| Q |
In what real estate market are more than 90 percent of home sales cash transactions?
|
| A |
Palm Beach, home to princes, politicians, and CEOs, has homes from 2,000 sq.ft. condos to 56,000 sq.ft. estates. |
 See More Real Estate Trivia > |
|
|
The Bill Fitzgerald Team
Keller Williams Success Realty
2110 West 23rd St, Suite A
Panama City, FL 32405
850-814-2814
Fax: 850-248-2814
BillFitzgerald@NUMBER1EXPERT.com
Bill Fitzgerald, after serving in the United States Air Force for 24 years, launched an exciting career in real estate and has over ten years of professional sales experience. As a highly trained Certified Residential Specialist (CRS) and after making many military moves himself, Bill understands completely the full range of emotions felt by buyers and sellers faced with one of the most challenging and complicated decisions of their lives…the purchase and sale of a home.   
www.CallBillToday.com is brought to you by
The Bill Fitzgerald Team
NUMBER1EXPERT™ in real estate for
Panama City, Lynn Haven, Panama City Beach and Bay Co., Florida, military relocation Read The Bill Fitzgerald Team
Privacy Guarantee,
Terms of Service,
and
Free & Without Obligation Pledge
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT™ 
